Spend Smart
By Zoe McKey
- Release Date: 2019-03-10
- Genre: Personal Finance
Description
Do you spend on a lot of junk that doesn’t make you happy? Instead of happiness, does money bring anxiety, stress,& debt into your life?
If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits.
Living alone from the age of 14, I learned how to spend and manage money the hard way. Since my early teenage years, I had to earn my own money – which sometimes barely exceeded $150 for a month. In this book I’m sharing my insights on how to manage even the smallest income to outlast the month, and how to spend smarter on more fulfilling things.
This book can help those people working their first jobs, or experienced people that just make poor money decisions. I will highlight the most common money myths, marketing tricks, and irrational beliefs people fall prey for and teach you to avoid them.
Take charge of your money today.
•Scientific research about the psychology of our spending habits
•Learn how to spend less and save more and still enjoy life – regardless of your income
•How to assess value to make the best financial decision
•Map out your spending patterns to know where you need to change
Like it or not, money is part of everybody’s life. Learn to control it instead of letting it control you.
•The top 5 reasons people spend money
•Why the Six Persuasion Principles by Robert Cialdini get us almost all the time?
•Understand online shopping and credit cards. Why are you more willing to spend using these?
•Marketing tricks that always get you – deconstructed from subtle to overt
You can turn a blind eye to your financial problems, but they won’t disappear. Learn about the best personal finance practices of the rich and happy live a financially balanced life in the future. Build a solid foundation for your family and yourself.
There is a thin line between being cheap and frugal. Learn how to spend without getting labeled as cheap and without sacrificing your family’s wellbeing.
Arm yourself against the most common spending mistakes.
•How to break the vicious circle of shopping habits
•Financial literacy crash course: A-Z finance vocabulary, the five pillars of financial literacy and more.
•4 things you should invest in
•Financial fasting and how to use it to your benefit
•Key takeaway summaries at the end of each chapter
Get financial awareness in your life:
•Get a clear picture on the difference between the 401(k), 403(b), TSP, IRA and Roth accounts
•TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions)
•Why should you have F-you money
•How can your money take you to financial independence (The 4% rule.)
Financial literacy changes the rest of your life. You will have a better relationship with money by thinking about it differently. You will know the unique ways to spend smarter and build wealth. Imagine not worrying about debt, bills and late payment fees anymore.
Picture paying for things that actually add value and happiness to your life. Follow the tips presented in this book and make it reality.
Reviews
Spend Smart
5By poconopacoThis book is a great read It’s contains resources full information for both Genders !Great Book
5By jeasam21Great book! 2024 i am making changes to how i spend my money. Spend Smart gave me the mental mindset i needed.Great Book!
5By JermtrackstarThis was a great book. I would highly recommend to anyone starting to take control of their finances!Good Read!
4By mili oReally enjoyed this book, and quite honestly this is the first book I've completed in my reading app so just a kudos for both you and I in this moment. Also, just wanting to do better with finances this is a good eye opener to start my journey in being financially free, this book was an easy read and I really appreciate the grace you put in the writing. From a beginners mindset this is a good read :)Love
5By ERICTHEBAGMAKERWonderful book 📕Highly recommended
5By eainboeAs a beginner of all this financial literacy and money managing has taught me lot. I enjoyed ready this book plus it didn’t take me long to finish.Awesome Book
2By josaecuThis book help me to think different,.Solid work
5By VFCS MEMBERThis helps manage your finances.Good for beginning budgeting
5By MariV.G19It’s a good starts and has some psychological insights that are pretty important to take into account. Appreciate the different perspectives.great
5By nestrada1099recommended book easy to understand and few not hard takeaways actions